Ingredients

1 pound ground beef, browned and drained

1 can refried beans

1/2 cup onion, chopped

1/2 cup bell pepper, chopped

1 jar black olives, drained

1 jar picante sauce

8 ounces cheddar cheese, grated

Preparation

In a 9 x 13 inch pan, layer ingredients in order given. Top with grated cheese. Bake in 350 degree oven for 15-20 minutes, or until cheese is melted.